QB1 Dispute OS · DIY
Fix your own credit with the same system the pros use
QB1 Dispute OS is the full QB1 dispute engine, built for one person: you. Organize your three-bureau reports, generate dispute letters, track every round, and follow a roadmap to your goal — all for $89.99 per month.
Cancel anytime · No setup fee · Self-service software, not a credit repair service
Who it’s for
For people who want to do the work themselves
You don't need a credit repair company to run a disciplined dispute process. You need the system they run on.
Doing it alone today
- Template letters copied off the internet
- No record of what was sent or when
- Missed follow-up windows
- Reports scattered across PDFs and emails
- No idea what to do next
With QB1 Dispute OS
- Bureau-specific letters generated for your file
- Every letter, response, and date logged
- Automatic round and deadline reminders
- All three bureaus organized in one workspace
- A clear next step every time you log in
What you get
Every client-side workflow in QB1 OS — nothing you don't need
Full dispute functionality, zero admin overhead. No processor queues, no staff roles, no client management. Just your file.
Your reports, organized
Import all three bureau reports and see every account, inquiry, and negative item in one clean view.
- Three-bureau organization
- Account and score tracking
- Round-over-round comparison
AI-assisted dispute letters
Generate bureau-specific letters from the same engine professional firms run on — then send and log them.
- Bureau-specific letters
- CFPB and FTC workflow steps
- Mailing and response logging
Never miss a round
Automatic reminders tell you exactly what to do next and when the next dispute round opens.
- 30/45-day round timers
- Required-action alerts
- Response deadline tracking
Secure document vault
Store IDs, proof of address, letters, and bureau responses in one encrypted place.
- Encrypted storage
- Letter and response history
- Downloadable records
Personal credit roadmap
Set a goal — mortgage, auto, business credit — and follow a step-by-step plan built around it.
- Goal-based milestones
- Guided next steps
- Progress checkpoints
Progress you can see
Watch items resolve and scores move round by round with a clear history of everything you've done.
- Score movement history
- Item-level outcomes
- Exportable summary
How it works
From signup to your first dispute round in one sitting
- Step 1
Create your account
Sign up for $89.99/month and set up your secure profile in minutes.
- Step 2
Add your credit reports
Import your three-bureau report and let QB1 organize every account for you.
- Step 3
Generate and send disputes
Review AI-assisted letters, send them, and log every response in the system.
- Step 4
Track each round to the finish
Follow reminders, compare rounds, and keep working your roadmap until you hit your goal.
Pricing
One plan. One price. Everything included.
No tiers, no add-ons, no setup fees. The complete DIY dispute workspace for a flat monthly membership.
QB1 Dispute OS — DIY
$89.99/ month
- Full self-service dispute workspace
- Three-bureau report organization
- AI-assisted dispute letters
- Round tracking and reminders
- Secure document vault
- Personal credit roadmap
- Email support
- Cancel anytime
Get started
Start your DIY membership for $89.99 per month
Create your account and get immediate access to the same dispute engine our professional partners use — built for one person: you.
- Full self-service dispute workspace
- Three-bureau report organization
- AI-assisted dispute letters
- Round tracking and reminders
- Secure document storage
- Personal credit roadmap and goals
- Cancel anytime
QB1 Dispute OS is a self-service software product. It is not a credit repair organization and does not perform disputes on your behalf. Results vary and no outcome is guaranteed.
FAQ
Questions about the DIY plan
What is QB1 Dispute OS?
It is the self-service version of QB1 OS. You get the same dispute workspace, report organization, letter engine, and progress tracking that professional credit repair companies use — set up for one person working on their own credit.
How much does it cost?
$89.99 per month. There are no setup fees and no long-term contract. You can cancel at any time from your account.
Do you fix my credit for me?
No. QB1 Dispute OS is software. You stay in control of every dispute you send. If you would rather have a professional handle the work, our partner companies run on QB1 OS.
Is there any admin or team functionality?
No. This plan is strictly a client workspace — no processor queues, no staff roles, no client management. Just your own file.
Can I upgrade later if I start a business?
Yes. If you decide to work with clients, you can move to a QB1 OS business plan and keep your account history.
Are results guaranteed?
No. Outcomes depend on your credit file and the accuracy of the information being disputed. No one can legally guarantee removals or score increases.
Take control of your own credit file
Professional-grade dispute software, priced for one person. Start today for $89.99 per month and cancel whenever you want.